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Drink Driving Insurance


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#1 Bleep1673

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Posted 13 March 2012 - 09:17 PM

I have a friend who was done for the currently socially unacceptable conviction of drink driving, her reading was 51mcg/100ml, therefore over the limit by 16mcg.

Her boyfriend has bought her a cheap car (Vauxhall Corsa) £1000, after she has undergone a driver rehabilitation course. Yet she cannot get insurance. This could be against her human rights, as because she owns the car, but can't get insurance to drive it/keep it on the road, she is being punished twice for the same offence.

Paedophiles can get car insurance, without penalty, why can't DR10's, even though they didn't damage anybody?

Anyone got an opinion? PM or post here.
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#2 l'angelo mysterioso

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Posted 13 March 2012 - 09:22 PM

I have a friend who was done for the currently socially unacceptable conviction of drink driving, her reading was 51mcg/100ml, therefore over the limit by 16mcg.

Her boyfriend has bought her a cheap car (Vauxhall Corsa) £1000, after she has undergone a driver rehabilitation course. Yet she cannot get insurance. This could be against her human rights, as because she owns the car, but can't get insurance to drive it/keep it on the road, she is being punished twice for the same offence.

Paedophiles can get car insurance, without penalty, why can't DR10's, even though they didn't damage anybody?

Anyone got an opinion? PM or post here.


drink drivers don't get put on the sex offenders register. They don't get jailed either. The latter seems a good idea to me.

Your friend can't get insured because she has shown she is a poor risk-this is what insurance is about: serves her right.

Drink driving isn't just socially unacceptable: it;s a crime. sadly it isn't considered enough of a crime.
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#3 steef

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Posted 13 March 2012 - 09:28 PM

Drink drivers should be priced off the roads, they are probably the most likely to have a serious accident on the road. Many criminals are punished twice, how many convicted thieves do you suppose walk into jobs after serving time? The trick to avoiding strong punishment is to avoid doing the crimes that they are awarded for.
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#4 ckn

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Posted 13 March 2012 - 09:56 PM

I have a friend who was done for the currently socially unacceptable conviction of drink driving, her reading was 51mcg/100ml, therefore over the limit by 16mcg.

Alternatively, she was 46% over the legal limit. Doesn't sound quite as trivial that way.

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#5 Severus

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Posted 13 March 2012 - 11:24 PM

Not really a human right to own a car. She had the privilidge and chose to lose it. We all make mistakes but we all know when we've had a drink and shouldnt drive.

I do have eery sympathy for people who cannot afford motor insurance. It used to be a right of passage to learn to drive in your late teens. This is now denied to most in that position.
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#6 Steve May

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Posted 14 March 2012 - 12:00 AM

Her boyfriend has bought her a cheap car (Vauxhall Corsa) £1000, after she has undergone a driver rehabilitation course. Yet she cannot get insurance. This could be against her human rights


Could be against her human rights. But isn't.

HTH.
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#7 Wolford6

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Posted 14 March 2012 - 07:24 AM

A lady I know faced the same problem last year. She was given the name of an insurance company by the tutor on her rehabilitation course.


http://www.drinkdriv...ving_course.php

#8 Just Browny

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Posted 14 March 2012 - 09:36 AM

Not really a human right to own a car.


Exactly Sev, although there do seem to be increasing numbers of people who think that driving a vehicle is some sort of divine right transcending any sort of responsibility for themselves.

I'm in Belgium, a country reeling this morning from a horrendous coach crash that has killed 28 people of whom 22 kids. They don't know the cause yet, but it's another stark reminder that road vehicles are lethal weapons to be treated with the utmost care and attention. I find the OP's tone regarding drink-driving being socially unacceptable slightly nauseating.
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#9 paley

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Posted 14 March 2012 - 09:53 AM

Paedophiles can get car insurance, without penalty, why can't DR10's, even though they didn't damage anybody


Because people with a deep understanding of actuarial science have done the maths.
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#10 Old Frightful

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Posted 14 March 2012 - 06:03 PM

This could be against her human rights

Ah yes, the human rights of criminals.

Any thought for the human rights of innocent motorists/pedestrians that could have easily been killed by a car driver who's judgement was impaired by too much alcohol?
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#11 guess who

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Posted 14 March 2012 - 06:18 PM

Maybe if she had taken driving serious. She now wouldnt be crying like a tart.

Serves her right.

#12 Rubber Schnib

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Posted 14 March 2012 - 09:16 PM

currently socially unacceptable conviction of drink driving


Currently?

Are you expecting drink driving to become socially acceptable again at some point?
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#13 Bob8

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Posted 14 March 2012 - 10:09 PM

Currently?

Are you expecting drink driving to become socially acceptable again at some point?


Most areas of the world, it is acceptable and used to be in Britain. Unfortunately, such an expectation would not be unreasonable.
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#14 Bleep1673

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Posted 15 March 2012 - 09:19 PM

They don't get jailed either. The latter seems a good idea to me.

Your friend can't get insured because she has shown she is a poor risk-this is what insurance is about: serves her right.

Drink driving isn't just socially unacceptable: it;s a crime. sadly it isn't considered enough of a crime.

Sorry, the law says that if you are above 100mg/100mcg blood, or on a 2nd DR10 within 10 years, you could be subject to a custodial sentance, ie, stuffed in prison, in more ways than one.
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#15 Bleep1673

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Posted 15 March 2012 - 09:22 PM

Currently?

Are you expecting drink driving to become socially acceptable again at some point?

It was never socially acceptable, however it has become less acceptable within the last 15 years, due to anti-drink driving/anti-drink laws/government legislation
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#16 Rubber Schnib

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Posted 15 March 2012 - 09:28 PM

It was never socially acceptable, however it has become less acceptable within the last 15 years, due to anti-drink driving/anti-drink laws/government legislation


I can't really see that as anything other than a good thing, personally - if you're driving a tonne of metal around at high speeds, you need to be on your game as much as possible IMO.
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#17 Bob8

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Posted 15 March 2012 - 09:39 PM

TBF to Bleep, alcohol is considered worse than comparable poor driving. Someone saying they were driving drunk will suffer a social stigma that someone saying they were driving after barely getting a wink of sleep will not. In part, this is because drink driving is move likely to be by choice, however, it might also be the social impact of it being campaigned against and being criminalised.
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#18 l'angelo mysterioso

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Posted 16 March 2012 - 12:15 AM

Sorry, the law says that if you are above 100mg/100mcg blood, or on a 2nd DR10 within 10 years, you could be subject to a custodial sentance, ie, stuffed in prison, in more ways than one.


the majority don't
and stuffed in prison is where they belong: they are a danger to society.
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#19 l'angelo mysterioso

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Posted 16 March 2012 - 12:17 AM

It was never socially acceptable, however it has become less acceptable within the last 15 years, due to anti-drink driving/anti-drink laws/government legislation


it's still nowhere near socially unacceptable enough
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#20 Wolford6

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Posted 16 March 2012 - 09:39 AM

Let he that is without sin cast the first stone.




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