TRL Help Desk Car Write Off
Posted 28 November 2012 - 07:24 PM
Insurance company took car away last week and she has a courtesy car "until her's is repaired and returned, or we have the cheque if written off".
She had a text today to say it is uneconomical to carry out the repair and therefore the insurance company will be sending her a cheque for the value of the car less her excess. I am not sure what category of write off this is.
My questions are:
What would be a reasonable valuation for a 2004 Honda Civic 5-door 1.6, in good condition, with about 80k mileage?
Can she offer to buy the car back from the insurance company, and how would this affect her HP agreement?
If she can buy the car back does she receive the payment for the valuation or does this go to the HP company?
Thanks in advance/
Posted 28 November 2012 - 07:28 PM
Drivers side rear passenger door appears badly damaged and that and the driver's door will not open. Central locking also not working.
Sounds to me like the chassis is twisted. Safer to take the cash.
Under Scrutiny by the Right-On Thought Police
Posted 28 November 2012 - 09:50 PM
Posted 29 November 2012 - 12:30 AM
So don't assume it is knackered, even if it is.
Posted 29 November 2012 - 10:55 AM
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