28 replies to this topic

[JohnM]

Fortunately, its seems that there we no injuries in the accident that closed the M62 and forced the postponement of last night's game.

see http://www.thisishul...l#axzz2KP7EBW4m

Set me thinking, though. This incident, and the others like it the seem to occur with monotonous regularity, has meant that many people have incurred costs as a result. It may be that the KC Stadium can recover some of these from their insurance company. However, what if it can't? And what if you are stuck in a queue because some stupid tosser has caused an accident? What redress do you have? Anyone know?

[Johnoco]

Isn't it filed under 'tough shoe shine son'?

[l'angelo mysterioso]

can yu imagine the uproar if similar delays had happened on therail system?

[tonyXIII]

can yu imagine the uproar if similar delays had happened on therail system?

Imagine? Don't we get this (and the furore) every winter (snow) or autumn (leaves)? We don't need to imagine it.

[hindle xiii]

I was told the tanker driver died...

[hindle xiii]

Fortunately, its seems that there we no injuries in the accident that closed the M62 and forced the postponement of last night's game.

see http://www.thisishul...l#axzz2KP7EBW4m

Set me thinking, though. This incident, and the others like it the seem to occur with monotonous regularity, has meant that many people have incurred costs as a result. It may be that the KC Stadium can recover some of these from their insurance company. However, what if it can't? And what if you are stuck in a queue because some stupid tosser has caused an accident? What redress do you have? Anyone know?

I'd say be thankful you're not in it.


*"you're" in the general sense, not necessarily aimed at you.

[l'angelo mysterioso]

I was told the tanker driver died...

wwhich puts any spin off debates about this incident firmly in threir place

[JohnM]

Except its not correct, as far as I know. I would not have raised the topic if that had been the case. The delay was it seems to the consequence of the resultant chemical spill. That is why I posted the link: http://www.thisishul...l#axzz2KP7EBW4m. No mention of any injuries.

Humberside Fire and Rescue Service put a 300-metre exclusion zone in place around the stricken tanker following what was described as "the biggest chemical spill in the region for a decade".

[Li0nhead]

You have to accept these things will happen in an modern society.
If it becomes necessary to close a motorway after a chemical spill for safety reasons then you have to accept it, unless your some total nutter who thinks the correct course of action if your house is on fire is to go inside, sit on the couch and try to read the paper.

Ce message a été modifié par Li0nhead - 10 février 2013 - 09:13 .

[hindle xiii]

Perhaps I fell victim to rumour.

[l'angelo mysterioso]

Imagine? Don't we get this (and the furore) every winter (snow) or autumn (leaves)? We don't need to imagine it.

my point was that delays on the roads are taken for granted and go unremarked upon.

The rail system has many shortcomings but compars favourably imho with road transport when it coms to punctuality and reliability

[JohnM]

I have not explained myself properly.

If an idiot driver is proved to be at fault in an accident..say he runs into your car and damages your car, then although you would be covered by your own insurance, your insurance company would seek to recover the loss from the guilty driver or his insurance company. that might cost say £1,000 or £10,000 maybe .

OK, now say that as a result of the same incident, the motorway is blocked for thee hours, and you are stuck in a tailback that prevents you form catching your flight to Aus, for example. You claim the cost of the lost flight on your holiday insurance but why should you not be able to make a claim against the guilty driver instead?

[hindle xiii]

I have not explained myself properly.

If an idiot driver is proved to be at fault in an accident..say he runs into your car and damages your car, then although you would be covered by your own insurance, your insurance company would seek to recover the loss from the guilty driver or his insurance company. that might cost say £1,000 or £10,000 maybe .

OK, now say that as a result of the same incident, the motorway is blocked for thee hours, and you are stuck in a tailback that prevents you form catching your flight to Aus, for example. You claim the cost of the lost flight on your holiday insurance but why should you not be able to make a claim against the guilty driver instead?

It might come down to proving 'you' were affected. And how far wide the net is cast. All insurance is open to fraudulant claims you'd get people joining traffic in order to claim!

[getdownmonkeyman]

my point was that delays on the roads are taken for granted and go unremarked upon.

The rail system has many shortcomings but compars favourably imho with road transport when it coms to punctuality and reliability

Not exactly a fair comparison though. As is bore out by many accidents the roads are a highly volatile, the rail system being far more controlled in comparison.

[Northern Sol]

I have not explained myself properly.

If an idiot driver is proved to be at fault in an accident..say he runs into your car and damages your car, then although you would be covered by your own insurance, your insurance company would seek to recover the loss from the guilty driver or his insurance company. that might cost say £1,000 or £10,000 maybe .

OK, now say that as a result of the same incident, the motorway is blocked for thee hours, and you are stuck in a tailback that prevents you form catching your flight to Aus, for example. You claim the cost of the lost flight on your holiday insurance but why should you not be able to make a claim against the guilty driver instead?

You might be able to but if there are enough claims then the guilty driver is unlikely to be able to pay. That's why holiday insurance exists.

[WearyRhino]

I have not explained myself properly.

If an idiot driver is proved to be at fault in an accident..say he runs into your car and damages your car, then although you would be covered by your own insurance, your insurance company would seek to recover the loss from the guilty driver or his insurance company. that might cost say £1,000 or £10,000 maybe .

OK, now say that as a result of the same incident, the motorway is blocked for thee hours, and you are stuck in a tailback that prevents you form catching your flight to Aus, for example. You claim the cost of the lost flight on your holiday insurance but why should you not be able to make a claim against the guilty driver instead?

Because extending liability to that extent would create tens of millions of cases and lead to a legal nightmare of claims and counter claims, then exponentially inflated premiums and the collapse of the entire insurance system.

[l'angelo mysterioso]

Not exactly a fair comparison though. As is bore out by many accidents the roads are a highly volatile, the rail system being far more controlled in comparison.

surely this mkes the comparison mor telling.

[tonyXIII]

my point was that delays on the roads are taken for granted and go unremarked upon.

The rail system has many shortcomings but compars favourably imho with road transport when it coms to punctuality and reliability

Quite. I was only teasing you about the use of "imagine", hence the smiley.

[l'angelo mysterioso]

Quite. I was only teasing you about the use of "imagine", hence the smiley.

oh


well aright then.

[JohnM]

Because extending liability to that extent would create tens of millions of cases and lead to a legal nightmare of claims and counter claims, then exponentially inflated premiums and the collapse of the entire insurance system.

Quite so. Just remembered..does the nhs still have the arrangement where road accident victims get charged for the ambulance/s and e? Wasn't it sbout £35?