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#1 hindle xiii

hindle xiii
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Posted 22 October 2013 - 03:26 PM

ISA's.

 

Not the crappy Widnes player but the cash-only version of the savings account.

 

I was asked two questions that stumped me, so after fruitless searches online I came to the only place imaginable, TRL Helpdesk:

 

  • The maximum per year is £5,760 for cash, so if the account is a 2-year ISA, is that £5,760 each year? (£11,520)
  • If, for instance, it was opened now for 1-year, can it be moved to another in April when the "new" ISA's come on the market?

Cheers.


If you use "should of", "would of" or "could of", you are a moron.

On Odsal Top baht 'at.

 


#2 ckn

ckn
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Posted 22 October 2013 - 03:35 PM

1.  Yes.

2.  Check the terms, multi-year ISAs are usually bonds that only pay out if you complete the term.  Also, banks act like teenage girls seeing Justin Beiber in their desire to get this year's ISA allowance but treat you like an 80s one-hit-wonder when it comes to you transferring ISAs to them, you'll struggle to get good rates.


Arguing with the forum trolls is like playing chess with a pigeon.  No matter how good you are, the bird will **** on the board and strut around like it won anyway


#3 Larry the Leit

Larry the Leit
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Posted 22 October 2013 - 04:28 PM

If you've got a few rand to stuff away, I'd always advise overpaying your mortgage with it.
The Unicorn is not a Goose,