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We are applying for a mortgage and have a 10% deposit. The building society have come back and said that the most they will lend us what equates to 89.6%. We can make up the difference, not ideally after getting a DIP for much more.
However, I am not sure whether the BS will go for a 89.6% LTV as there seem to be some stupids rules in place.
Does anyone have experience of these matters or know whether it is or isn't possible.
We have paid a deposit to the solicitors to start the searches which we will lose if the mortgage falls through.