Jump to content

TRL helpdesk Car Insurance Cancelled


Recommended Posts

Does anyone know about car insurance please?

I missed a payment due to illness and Hastings Insurance have cancelled my Policy. They won't accept anything except for me to start a new Policy. 

Will it affect my credit rating? Will I have to declare it for a new Policy?

Thanks.

Link to comment
Share on other sites


12 hours ago, Damien said:

I'm fairly sure that when you are taking out car insurance there is a question about have you ever had a policy cancelled. 

Thanks Damien, yes I am finding there is. But it doesn't differentiate between a missed payment and fraud or even a jail sentence.

Hastings said they couldn't re-instate but we could take a new Policy. However when we got the quote it was £600 more because of their cancellation.

It was my own mistake. I just didn't realise how much these companies financially punish people. 

Link to comment
Share on other sites

1 hour ago, Niels said:

Thanks Damien, yes I am finding there is. But it doesn't differentiate between a missed payment and fraud or even a jail sentence.

Hastings said they couldn't re-instate but we could take a new Policy. However when we got the quote it was £600 more because of their cancellation.

It was my own mistake. I just didn't realise how much these companies financially punish people. 

£600 MORE?

what do you drive?

a murcielago?

Link to comment
Share on other sites

1 hour ago, Shadow said:

£600 MORE?

what do you drive?

a murcielago?

No, it's a Vauxhall, same car as before.

It's so high because we had a Policy Cancelled (by them) even though only by a failed direct debit. 

Link to comment
Share on other sites

9 hours ago, Niels said:

Thanks Damien, yes I am finding there is. But it doesn't differentiate between a missed payment and fraud or even a jail sentence.

Hastings said they couldn't re-instate but we could take a new Policy. However when we got the quote it was £600 more because of their cancellation.

It was my own mistake. I just didn't realise how much these companies financially punish people. 

Geez. I suppose whenever I have seen that question I have presumed you get a policy cancelled for something dodgy. As you say this is far from that though and is a simple mistake.

I think this may be a the computer says no problem. 

  • Thanks 1
Link to comment
Share on other sites

13 hours ago, Niels said:

Thanks Damien, yes I am finding there is. But it doesn't differentiate between a missed payment and fraud or even a jail sentence.

Hastings said they couldn't re-instate but we could take a new Policy. However when we got the quote it was £600 more because of their cancellation.

It was my own mistake. I just didn't realise how much these companies financially punish people. 

"Hastings said". Was that a human or computer?

Try to talk to a human. Seven years ago, I got a notification from LV that my policy was about to expire. I was in Greece at the time and couldn't use the 0800 number quoted on the documents. I got through to them via their overseas roadside assistance number. They transferred me to LV and, after a short chat, everything was fine. I must say I was impressed with LV, but I wish companies would quote a UK phone number that can be used from abroad. There are sometimes ways round problems, but you have to find them yourself.

Good luck.

  • Like 1
  • Thanks 1

Rethymno Rugby League Appreciation Society

Founder (and, so far, only) member.

Link to comment
Share on other sites

  • 2 weeks later...

I could be wrong here but if you pay for car insurance over 10/12 months it then becomes a credit agreement. Maybe that is the cause of the cancellation

Caught by a feckin speed camera. try these I did and it saved me a heap o money and penalty points.

Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share

  • Recently Browsing   0 members

    • No registered users viewing this page.
×
×
  • Create New...